ABHI Microfinance Bank has announced a limited-time online shopping offer that gives eligible cardholders a 50% discount on purchases from Cozmetica.pk on October 30 and 31, 2026. The promotion is part of the PayPak “Faiday Pe Faida” campaign and is aimed at customers shopping for beauty and personal-care products online. Under the offer, customers must use an ABHI PayPak card to make their payment through the Premier PayFast checkout option on the retailer’s website. The promotion provides a short window for shoppers to purchase their preferred products at a reduced price, subject to the campaign’s conditions and availability. ABHI Microfinance Bank shared the announcement through its LinkedIn page, highlighting the discount as an opportunity for cardholders to save on online beauty shopping.
The advertised discount is capped at PKR 1,500 per transaction, meaning the maximum saving will depend on the eligible purchase amount and the offer’s applicable terms. Although the promotion advertises a 50% reduction, customers should not assume that every order will receive the same rupee value in savings, as the stated cap limits the maximum discount. The bank has also said that the offer is available for a limited number of orders, so availability may be restricted even within the two-day promotional period. Customers planning to use the deal should check the final amount shown at checkout before completing their payment. The announcement does not specify a minimum purchase amount, a detailed list of excluded products, or whether additional restrictions apply, so shoppers should verify any applicable conditions on the retailer’s website or with the participating service providers.
To use the offer, customers can visit website, select the products they wish to purchase and proceed to checkout. They should then choose the Premier PayFast checkout option and pay using an eligible ABHI PayPak card during the advertised dates. The payment method is an essential part of the promotion, so customers should ensure that they select the specified checkout route rather than assume that every payment option on the website qualifies. They should also confirm that the discount has been applied before finalising the transaction. Since the promotion is limited to a certain number of orders, customers may want to complete their purchases early rather than wait until the end of October 31. Any questions about product availability, delivery, returns or order processing should be checked directly with Cozmetica.pk, while card-related queries can be directed to ABHI Microfinance Bank.
The promotion illustrates how card-linked discounts and checkout partnerships can be used to encourage digital payments in Pakistan’s online retail market. For customers, these campaigns offer a potential way to reduce shopping costs while paying through a specified card and payment gateway. For participating merchants and payment providers, promotional offers can help attract online shoppers and increase the use of digital checkout options. However, the practical value of any discount depends on its cap, availability and eligibility conditions, making it important for customers to review the final transaction details rather than rely on the headline percentage alone. The ABHI Microfinance Bank offer is scheduled for October 30–31, 2026, and is limited to a set number of orders, with a maximum discount of PKR 1,500 per transaction. Customers can check the retailer’s website for products and proceed through the specified Premier PayFast checkout route to try to claim the offer.
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