The State Bank of Pakistan has officially updated the performance metrics for the Roshan Digital Account initiative, revealing that total monthly inflows for May 2026 reached three hundred and twelve million dollars. This fresh injection of capital has effectively pushed the cumulative, historical inflows under the specialized banking framework to an impressive thirteen thousand fifty-nine million dollars. While the monthly performance underscores the sustained interest of non-resident citizens in maintaining close economic ties with their homeland, the latest data does reflect a minor contraction when placed in a sequential monthly context. Specifically, the dynamic observed in May denotes a drop of nine million dollars when measured directly against the preceding month of April, which had established a historical peak by drawing in three hundred and twenty-one million dollars from various international corridors.
According to the official banking disclosures disseminated by the central regulatory authority, the patterns governing fund utilization and outbound capital movement have also remained aligned with standard historical trajectories. During the course of May, the total quantum of capital that was either repatriated back to overseas origins or deployed within the domestic economy aggregated to one hundred and fifty million dollars. A deeper structural breakdown of this specific utilization vector shows that a mere fourteen million dollars was actually repatriated outside the borders of the country during the thirty-one days of May, whereas a dominant share totaling one hundred and thirty-six million dollars was integrated directly into the local economic ecosystem. Consequently, because the scale of fresh monthly inflows heavily outpaced the combined total of outbound repatriations and domestic spending, the net repatriable liability of the platform experienced a net expansion of one hundred and sixty-two million dollars over the course of the month.
When evaluating the aggregate historical footprint of the framework since its inception, the collective volume of funds repatriated and locally utilized has scaled to ten thousand three hundred and fifty-three million dollars. Out of this cumulative sum, two thousand seventy million dollars has exited the country through formal repatriation channels, while a substantial eight thousand two hundred and eighty-three million dollars has been utilized locally to fund real estate, utility payments, and lifestyle expenditures. This leaves the current standing net repatriable liability at two thousand seven hundred and six million dollars, an amount that accounts for precisely twenty point seventy-two percent of the entire volume of funds ever received through the system.
The asset allocation choices of these overseas account holders provide clear insights into investment preferences, with sovereign instruments continuing to command a significant share of the outstanding capital. Currently, five hundred and eighty-six million dollars remains actively deployed within conventional Naya Pakistan Certificates, whereas the Shariah-compliant alternative, Islamic Naya Pakistan Certificates, holds a much larger concentration of one thousand two hundred and nine million dollars. Meanwhile, direct equity investments across the domestic stock exchange account for one hundred and thirty-five million dollars, cash balances parked in standard operational accounts total seven hundred million dollars, and miscellaneous obligations are categorized under seventy-six million dollars of other liabilities.
On a broader macroeconomic horizon, the momentum of the current financial year exhibits notable growth when held against historical benchmarks. The total volume of funds received during the ongoing fiscal period has reached two thousand four hundred and ninety-six million dollars, presenting a healthy increase over the two thousand one hundred and twenty-six million dollars documented during the exact corresponding period of the previous fiscal year. Simultaneously, global user acquisition metrics remain robust, as evidenced by the opening of eight thousand six hundred and eighty-two new accounts during May, which successfully elevated the cumulative user base to nine hundred and thirty-six thousand one hundred and sixty-five active accounts worldwide.
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