Click-and-Mortar Shoppers Rule Retail: Blending Online and In-Store for Growth

The lines are blurring between online and offline shopping. The future of retail lies in a new breed of consumer: the Click-and-Mortar™ shopper. This emerging trend, revealed in the “2024 Global Digital Shopping Index,” describes consumers who seamlessly navigate between online and physical stores.

This shift in behavior signifies a major change. Today’s shoppers no longer view online and in-store experiences as separate entities. They expect the same level of digital convenience and information access in physical stores that they’ve come to expect online.  Nearly 40% of all consumers surveyed now identify as Click-and-Mortar™ shoppers, making it the fastest growing segment in global retail.

The report, commissioned by Visa Acceptance Solutions and conducted by PYMNTS Intelligence, surveyed over 13,000 consumers and 3,500 merchants across seven countries. It highlights the importance of Click-and-Mortar™ shoppers for businesses:

Millennials, known for their digital comfort, are leading the way.  A staggering 45% of them embrace the Click-and-Mortar™ model. Parents with children at home are another key demographic, with 57% opting for this blended shopping experience. 

The message for retailers is clear: the future belongs to those who embrace the Click-and-Mortar™ shopper. By providing a seamless and digitally-enhanced in-store experience, merchants can unlock significant growth potential and cater to the evolving needs of today’s savvy consumer.  In short, success lies in offering the best of both worlds: the convenience of online shopping with the tangible benefits of a physical store. 

Hot this week

The Hidden Fault Lines of Buy Now, Pay Later in Emerging Economies: South Asia and the Pakistan Stack

An in-depth analysis of Buy Now Pay Later expansion in emerging markets with a focus on South Asia and Pakistan, examining the BNPL ecosystem, digital lending layers, financial risks, regulatory challenges, and the evolving credit stack across consumers, merchants, and fintech platforms.

BLOCKVERSE and CDC Pakistan Collaborate to Pioneer Blockchain Custody and Asset Tokenization under PVARA Framework

BLOCKVERSE and the Central Depository Company of Pakistan meet to discuss integrating blockchain technology and digital asset tokenization into capital markets.

Pakistan Fintech Network Convenes NBFC Forum 2026 to Strengthen Digital Lending

The PFN NBFC Forum 2026 addressed NADRA integration, SECP compliance, and open banking to build a resilient and inclusive digital lending ecosystem in Pakistan.

SECP Introduces New Guidelines for Shariah Compliant Digital Financing Products

SECP issues a new framework for Shariah-compliant digital financing, enabling halal microloans and installment products to boost financial inclusion in Pakistan.

State Bank of Pakistan Enables Banking Access for Licensed Virtual Asset Service Providers

SBP issues BPRD Circular No. 10 of 2026 allowing banks to open accounts for PVARA-licensed crypto entities under a new regulated digital asset framework.

Topics

The Hidden Fault Lines of Buy Now, Pay Later in Emerging Economies: South Asia and the Pakistan Stack

An in-depth analysis of Buy Now Pay Later expansion in emerging markets with a focus on South Asia and Pakistan, examining the BNPL ecosystem, digital lending layers, financial risks, regulatory challenges, and the evolving credit stack across consumers, merchants, and fintech platforms.

BLOCKVERSE and CDC Pakistan Collaborate to Pioneer Blockchain Custody and Asset Tokenization under PVARA Framework

BLOCKVERSE and the Central Depository Company of Pakistan meet to discuss integrating blockchain technology and digital asset tokenization into capital markets.

Pakistan Fintech Network Convenes NBFC Forum 2026 to Strengthen Digital Lending

The PFN NBFC Forum 2026 addressed NADRA integration, SECP compliance, and open banking to build a resilient and inclusive digital lending ecosystem in Pakistan.

SECP Introduces New Guidelines for Shariah Compliant Digital Financing Products

SECP issues a new framework for Shariah-compliant digital financing, enabling halal microloans and installment products to boost financial inclusion in Pakistan.

State Bank of Pakistan Enables Banking Access for Licensed Virtual Asset Service Providers

SBP issues BPRD Circular No. 10 of 2026 allowing banks to open accounts for PVARA-licensed crypto entities under a new regulated digital asset framework.

Finance Minister Muhammad Aurangzeb Encourages Overseas Investment via Roshan Digital Account at Washington Roadshow

Finance Minister Muhammad Aurangzeb addresses the Pakistani diaspora in Washington, highlighting the Roshan Digital Account as a stable pillar for economic growth

Faysal Funds and SZABIST Partner to Drive Financial Literacy and Investment Education for Students

Faysal Funds signs an MoU with SZABIST to bridge the gap between academia and financial markets by equipping students with essential investment and saving skills.

SECP Issues NBFC License to Alibaba Group Associate Cocotech for BNPL Services

SECP grants a Non Banking Finance Company license to Alibaba Group associate Cocotech Pakistan to launch Buy Now Pay Later services and boost the digital economy.
spot_img

Related Articles

Popular Categories

spot_imgspot_img