Editorial Insights

Legalized, But Untaxed: Pakistan’s Crypto BlindSpot

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Pakistan has legalized crypto but lacks a comprehensive taxation framework, creating a structural gap between regulation and fiscal capture. Effective crypto taxation requires clear definitions, exchange-based withholding, international reporting alignment, and blockchain analytics to secure revenue and assert economic sovereignty.

The Rise of Parallel Rails and the Architecture of Decentralized Finance in the Pakistani Landscape

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Cryptocurrency and decentralized finance are emerging as alternative financial rails in Pakistan, addressing long-standing barriers to financial inclusion while raising new questions around regulation, trust, and risk.
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Building a Digitally Accountable State: Governance Reform in the Age of Digital Nation Pakistan

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Under the Digital Nation Pakistan 2025 initiative, Pakistan is accelerating end-to-end digitization of government workflows and public payments, shifting from paper based processes to traceable digital systems that enhance transparency, accountability, and fiscal oversight across federal and provincial institutions.

From Informal Adoption to Institutional Architecture: Regulating Pakistan’s Virtual Asset Economy

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Pakistan moves from informal cryptocurrency adoption toward structured governance by establishing advisory bodies like the Pakistan Crypto Council and a dedicated regulatory authority, aiming to formalize digital assets through licensing, compliance, and institutional oversight while balancing innovation, investor protection, and financial stability.

Finance as a Catalyst: Embedding Capital into Pakistan’s Real Economy

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Pakistan is repositioning finance as a driver of inclusive growth through credit guarantees, SME and agriculture lending, women entrepreneur support, housing finance, and workforce development initiatives like the State Bank of Pakistan’s targeted risk sharing and skill financing measures, aiming to embed capital directly into the real economy and expand long term economic participation.

Virtual Assets in Pakistan: A Conversation on Trust, Innovation, and Regulation

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An in-depth analysis of Pakistan’s new digital finance framework following the Virtual Assets Ordinance 2025, examining how the Pakistan Virtual Asset Regulatory Authority and the State Bank of Pakistan aim to balance innovation with oversight, strengthen consumer protection, and build trust in cryptocurrencies, tokenized assets, and virtual asset service providers.

From Schemes to Scandals: Exploring the Growing Menace of Online Scams in Pakistan

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An analysis of the rising menace of online scams in Pakistan, including fraudulent investment and loan apps, and unregulated brokers. The article explores how these schemes impact the country’s digital economy, highlighting efforts by Securities & Exchange Commission of Pakistan to protect users and restore trust in fintech and e-commerce platforms.

Cross-Border Digital Payments: Why They Matter for Pakistan’s Future

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An in-depth look at how faster, cheaper and more secure cross-border digital payments can strengthen remittances, empower exporters and freelancers, and position Pakistan’s economy for global competitiveness through reforms led by State Bank of Pakistan, Western Union, MoneyGram International, JazzCash, NayaPay, PayPal, Stripe, and Google Pay.