ABHI Microfinance Bank has reported a record profit after tax of PKR 1.502 billion for the six months ended June 30, 2026, significantly surpassing the PKR 1.019 billion profit recorded for the entire year of 2025. The latest results also represent a substantial increase from the PKR 200.2 million profit reported during the corresponding period last year, marking another major improvement in the bank’s financial performance.
The strong profitability was supported by expansion in the bank’s balance sheet, higher earning assets, increased deposit mobilisation, improved recoveries and continued attention to risk management and operational discipline. ABHI’s total assets crossed the PKR 100 billion mark, reaching PKR 101.55 billion by June 30, 2026, compared with PKR 76.80 billion at the end of December 2025. Gross advances also increased to PKR 50.07 billion from PKR 38.16 billion during the same period.
The bank’s deposit base recorded notable growth as well, rising to PKR 86.19 billion from PKR 69.09 billion at the end of 2025. Meanwhile, revenue increased to PKR 10.52 billion during the first half of 2026 from PKR 5.84 billion in the same period last year, representing an 80.1% year-on-year increase. The six-month revenue has already reached around 74% of the PKR 14.25 billion revenue generated during the entire year of 2025.
ABHI also reported a significant improvement in its capital position during the period. Shareholders’ equity increased to PKR 3.11 billion as of June 30, 2026, compared with a negative equity position of PKR 397 million at the end of 2025. The improvement was supported by profitability as well as the recognition of PKR 2 billion as Advance Against Issuance of Shares. The bank also continued investing in technology, digital capabilities, infrastructure, people and control functions to support its expanding operations.
The results highlight ABHI Microfinance Bank’s rapid financial recovery and continued growth during 2026. With assets exceeding PKR 100 billion, a larger deposit base, expanded lending portfolio and stronger equity position, the bank enters the second half of the year from a significantly stronger position. Its continued investment in digital capabilities also remains an important part of its broader transformation and growth strategy.
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